Thursday, April 17, 2008

We Found OUR HOME Sweet HOME!

Here is an update on our house hunting. We are officially undercontract once again! We found a 2 bedroom 2 bath home on 1/2 acre!

This home was a 3 bedroom and 1 bath. The original owners opened up the master bedroom to make it larger so now it is a 2 bedrm home. It has a nice size master bedroom though. We hope to build in the carport or add on to the right of the house and make another room if I ever become pregnant and/or have a boy, or if we ever have to move... otherwise we are fine with this house being a 2 bedroom. It is 1502 sq. ft.

There is plenty of room in the master bedroom for a nursery. The house is very spacious, almost completely updated, and passed inspection that was done by another buying that couldn't get the loan for the place. It has a detached 800 sq ft concrete foundation workshop with electricity, phone, old woodburing fireplace in both the workshop and living room.
There is a one car garage in front of the workshop and an attached shed next to the workshop. The landscape is beautiful and there are mature trees and shrubs on the lot in front and back of home. The home has central air/heat, updated appliances, built in GE microwave, Jenn-air cook top stove/grill/oven, fairly new refrigerator and compact Kenmore dishwasher.

Almost all windows are mirrored and have special filter screens, flooring through out home is ceramic tile, and wood laminate in 2nd bathroom. NO Carpet.. THANK YOU JESUS ! Master bedroom has 2 separate closets, a large closet in bathroom, a extra long shower, 2 separate vanity areas, an attached laundry room that can be closed in, and an extra counter to fold clothes. There is a door in the laundry room that exits outdoors to the right side of the house and thankfully the water heater is also in the laundry room instead of in the attic!

The 2nd bathroom needs some updating. It has a separate old fashion wall heater, original tub/shower, sink /toilet, and a good size linen closet. There is a hall closet that is deep and has shelves. The duct work looks new, ac and heat exchange unit are 5 yrs old and roof looks good. Will know about those items when I read the last inspection report and compare it with the new one we will have done.

We are getting an flood elevation certificate done so we won't have to pay too much flood insurance. It is currently in an AE flood but next year Fema maps show that it will be a B area. The neighbors to our right pay about 400.00 and the seller pays 700.00 without having an elevation done. I forgot to mention the house is about 50 years old and is quite charming. It is made of brick, wood, and some vinlysiding where they expanded the bathroom/laundry room.

This is the 5th house we made an offer on and only 2nd one that was accepted out of them all. The first one wouldn't lower the price when we found out the addition was done very poorly and would need major work done on the roof and entire room. It also didn't have the major appliances, would have needed new flooring due to Ryan's allergies, had a very small masterbath, no landscaping, and smaller lot than this one.

The house is inside city limits of Walker, Louisiana , (Livingston Parish) but considered a rural tract( no subdivision). We will be applying for homestead exeption(only taxed on the first 7500), getting a grant(free money!) to pay for closing costs and 100% finance by Rural Development with a one time 2%(of the loan) guaranty fee which is financed instead of the usual monthly PMI(Private mortgage Insurance). There are a mix of older and newer homes in this established neighborhood.

We are excited once again! We will be ordering the inspection, flood elevation, and termite inspection.

If all goes well with the inspection and closing process we should be in our home May 28th, 2008!

God is GOOD! Will keep posting as I find out more.


Tiffany Nicole